Disability pension

Government

If you are fully or partially disabled for two years in a row, you will come into contact with the UWV (Uitvoeringsinstituut Employee Insurance Schemes). The UWV will then determine the degree of your incapacity for work by means of an examination. Those who are fully or partially incapacitated for work are covered by the WIA (Work and Income according to Labour Capacity Act). The WIA has two benefit level schemes:

• • the IVA (scheme Inkomensvoorziening Volledig Arbeidsongeschiktten) and
  • the WGA (Regulation for Resumption of Work by Partially Disabled Persons).

Robeco

As a Robeco employee, you can participate in supplementary insurance, which entitles you to a supplement to your WIA benefit up to 70% of your last-earned salary, with a maximum of €75,864 (in 2025).

Pension fund

Non-contributory continuation of pension accrual
Is your employment with Robeco terminated due to occupational disability? Then pension accrual under the basic scheme will be continued as long as you are unfit for work. This is done on the basis of the last established pension base (your pensionable salary minus the deductible). If you are partially unfit for work, pension accrual for that part is continued on a non-contributory basis. If the UWV reduces the degree of disability, the non-contributory continuation will be adjusted accordingly. If you are declared disabled for less than 35% by the UWV, further pension accrual stops.

Occupational disability pension
Are you unfit for work and do you earn more than the maximum social insurance limit (in 2025: €75,864)? If so, the pension fund will not pay out a disability pension. Member employers have placed this insurance with Nationale Nederlanden.