{"id":10324,"date":"2024-10-07T13:38:28","date_gmt":"2024-10-07T11:38:28","guid":{"rendered":"https:\/\/pensioenfondsrobeco.nl\/?page_id=10324"},"modified":"2026-02-03T15:43:45","modified_gmt":"2026-02-03T13:43:45","slug":"new-pension-scheme","status":"publish","type":"page","link":"https:\/\/pensioenfondsrobeco.nl\/en\/new-pension-scheme\/","title":{"rendered":"New pension scheme"},"content":{"rendered":"
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New pension scheme<\/h1><\/header> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n
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New rules for your pension<\/h2>\n

The new Pensions Act came into force on 1 July 2023. This law deals with the new rules for pensions in the Netherlands. This also requires Robeco’s pension scheme to be adjusted. In a transition plan, the social partners (employer and works council) have defined the framework for your pension. We are aiming for a smooth transition to the new scheme on January 1. 2027.<\/h4>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n<\/div>\n\n
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In the new scheme, pensions become individual capitals. You get a personal pension capital. You no longer accrue pension rights, but with the accrued capital you \u2018buy\u2019 a monthly benefit when you stop working. Your existing rights will be converted to a personal capital and introduced in the new scheme.<\/p>\n

Lower buffers, higher pension benefits
\n<\/strong>All active members, regardless of age, will receive the same pension contribution rate in the new scheme. The pension fund will keep fewer buffers (reserves). As a result, we can, we expect, pay out more money as pension when the time comes. We do keep reserves to absorb setbacks, but these reserves are lower than in the current pension system.<\/p>\n

Flexible premium scheme fits best
\n<\/strong>Employer, works council and the pension fund think the \u2018flexible contribution scheme\u2019 variant suits Robeco’s (former) employees best. In this variant, there is the possibility in the accrual phase to choose how to invest your own pension capital in different life cycles. Yet there remain enough elements in which we share risks, such as the risk of living longer or shorter.<\/p>\n

New Robeco Pension project website
\n<\/strong>A special project website with the URL nieuwerobecopensioen.nl will serve as the central point of communication with you about the transition to the new scheme. From now until the transition to the new scheme has been completed for everyone, you will find everything you need to follow and understand the process here. We also advise you to subscribe to our digital newsletter, if you have not already done so. This will keep you informed. In normal years, you will receive this newsletter four times a year. In the transition year, you will receive it six times. You can subscribe using the form below. You can unsubscribe at any time in the newsletter.<\/p>\n

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