{"id":7801,"date":"2024-01-12T11:16:21","date_gmt":"2024-01-12T09:16:21","guid":{"rendered":"https:\/\/robeco.catapult.dev\/de-regelingen\/"},"modified":"2026-01-06T12:33:48","modified_gmt":"2026-01-06T10:33:48","slug":"the-pension-schemes","status":"publish","type":"page","link":"https:\/\/pensioenfondsrobeco.nl\/en\/the-pension-schemes\/","title":{"rendered":"The pension schemes"},"content":{"rendered":"
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Home<\/a><\/span><\/span><\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n

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The pension schemes<\/h1><\/header> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n
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Three retirement pension schemes<\/h2>\n

Building pension at the Robeco Pension Fund is done through complementary schemes, which is called a hybrid scheme.<\/h4>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n<\/div>\n\n
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All employees with Robeco participate in the Robeco pension scheme and accrue a pension. Accrual stops at the age of 67, or if you retire early, die, or leave Robeco.<\/p>\n

The principal elements included in the Robeco pension scheme are:<\/p>\n

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    1. Retirement pension accrued under the basic scheme<\/li>\n
    2. Retirement pension accrued under the top-up scheme<\/li>\n
    3. Dependents pension<\/li>\n
    4. Disability<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n

      Pension accrual is not based on your full salary, since you will also receive a government pension (AOW) when you retire, and part of your salary will therefore not be included in your pension calculation. This part is referred to as the franchise<\/a>. The franchise in the Robeco pension scheme will amount to \u20ac19,172 from 1 January 2026.<\/p>\n

      For the portion of your fixed salary (including 13th month) up to the threshold amount for the basic scheme (\u20ac88,175, \u20ac89,233 from 1 April 2026) pension is accrued under the basic scheme<\/a> (average-salary scheme). The portion of your fixed salary (including 13th month) above the threshold amount for the basic scheme, accrues pension under the top-up scheme<\/a> (defined-contribution scheme).<\/p>\n

      The board fixes the franchise amount annually. The threshold amount for the basic scheme is determined annually by the social partners (employers and works council).<\/p>\n <\/div>\n <\/div>\n