{"id":7904,"date":"2024-02-14T09:39:48","date_gmt":"2024-02-14T07:39:48","guid":{"rendered":"https:\/\/robeco.catapult.dev\/nabestaandenpensioen\/partnerpensioen\/"},"modified":"2025-05-02T10:58:18","modified_gmt":"2025-05-02T08:58:18","slug":"partner-pension","status":"publish","type":"page","link":"https:\/\/pensioenfondsrobeco.nl\/en\/dependents-pension\/partner-pension\/","title":{"rendered":"Partner pension"},"content":{"rendered":"
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Partner pension<\/h1><\/header> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n
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Pension for after your death<\/h2>\n

The first important definition to make is the concept of \u2018partner\u2019.
\nThe rules specify the following criteria.<\/h4>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n<\/div>\n\n
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A partner is:<\/strong><\/h4>\n
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  • your spouse;<\/li>\n
  • your registered civil partner;<\/li>\n
  • your unmarried partner with whom you cohabit.<\/li>\n<\/ul>\n

    Cohabitation must either be documented in a cohabitation contract that has been drawn up in the presence of a notary, or you must have been registered at the same home address for at least five years and be able to prove that you have had a duty of care towards one another for that entire period. You may not be a direct member of this person\u2019s family.<\/p>\n

    Please note:<\/strong><\/span> Your partner is entitled to a partner\u2019s pension only if before retiring you were married, had a registered partnership,<\/em>
    \nor concluded a cohabitation agreement.<\/em><\/p>\n

    Please note:<\/strong><\/span> If your partner is more than 10 years your junior, the annual partner pension will be reduced by 2.5% for every full year that the age difference is greater than 10 years.<\/em><\/p>\n

    Please note:<\/strong><\/span> Are you divorced when you pass away? Your ex-partner may still be entitled to a pension payment through Robeco Pension Fund. They are legally entitled to the portion of the partner pension accumulated up to the date of divorce. Read on.<\/em><\/p>\n

    Basic scheme<\/strong><\/h4>\n

    Your partner has the assurance of a partner pension under the basic scheme. In addition to this, your partner may be entitled to an extra\u00a0 partner pension under the top-up scheme. The partner pension takes effect on the first day of the month following your death and is paid out for as long as your partner lives. If you should die before you retire, what counts is whether you were still employed by Robeco at that point in time. This is illustrated in a number of examples set out below.<\/p>\n

    Top-up scheme<\/strong><\/h4>\n

    If you participate in the top-up scheme and die while still employed at Robeco, the ERP capital (top-up capital and the extra retirement pension based on the transitional pre-pension scheme) which is converted into an immediately effective partner pension will be supplemented with an extra pension on top of this.<\/p>\n

    The extra pension is calculated as follows:
    \nNumber of years until you are 67 x 1.621% (standard accrual)<\/em>
    \nx 70% (partner portion of your retirement pension) <\/em>
    \nx the income portion above the end of scale 100 up to a maximum of Eur 137,800
    \n(the fiscal limit over which pension can be accrued). <\/em><\/p>\n <\/div>\n <\/div>\n