{"id":8505,"date":"2024-01-30T15:07:12","date_gmt":"2024-01-30T13:07:12","guid":{"rendered":"https:\/\/robeco.catapult.dev\/eerder-stoppen-met-werken\/"},"modified":"2025-04-28T14:58:29","modified_gmt":"2025-04-28T12:58:29","slug":"retiring-earlier","status":"publish","type":"page","link":"https:\/\/pensioenfondsrobeco.nl\/en\/retiring-earlier\/","title":{"rendered":"Retiring earlier"},"content":{"rendered":"
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Home<\/a><\/span><\/span><\/p> <\/div>\n <\/div>\n <\/div>\n <\/div>\n

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Retiring earlier<\/h1><\/header> <\/div>\n <\/div>\n <\/div>\n <\/div> \n <\/div>\n
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\"robeco-man-stoel-aspect-ratio-1290-332\"<\/div><\/div>
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Notify 6 months before desired effective date<\/h2>\n

The normal pensionable age is 67. However, it is possible to retire early.
The earliest you can stop working is at age 62.<\/h4>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div> \n <\/div>\n <\/div>\n <\/div>\n\n \n<\/div>\n\n<<<<<<< HEAD\n=======\n
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If you stop working sooner, your pension-accrual period is shorter and your pension will be paid out over a longer period. This means that your monthly payment will be lower as a result. The conversion tables for calculating your retirement pension if you decide to stop working sooner are adjusted every year. From April 1st 2025 until April 1st 2026 the following conversion table applies:<\/p>\n

\n\n\n\n\n\n\n\n\n\n
Entry into retirement pension on:<\/strong><\/td>\nRetirement pension*\u00a0<\/strong><\/td>\n<\/tr>\n
62 years old<\/td>\n75.59%<\/td>\n<\/tr>\n
63 years old<\/td>\n79.61%<\/td>\n<\/tr>\n
64 years old<\/td>\n84.02%<\/td>\n<\/tr>\n
65 years old<\/td>\n88.85%<\/td>\n<\/tr>\n
66 years old<\/td>\n94.15%<\/td>\n<\/tr>\n
67 years old<\/td>\n100.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

*as % of the accrued pension at 67<\/em><\/p>\n

Whatever retirement date you choose, your partner pension will be 70% of the retirement pension that you would have received at age 67. Early retirement therefore has no effect on your partner pension. The orphan\u2019s pension also remains the same.<\/p>\n

However, you can choose to exchange part of your retirement pension<\/a> for a higher partner pension when you retire.<\/p>\n <\/div>\n <\/div>\n