{"id":8720,"date":"2024-02-05T12:02:17","date_gmt":"2024-02-05T10:02:17","guid":{"rendered":"https:\/\/robeco.catapult.dev\/het-nieuwe-pensioenstelsel\/pensioencontract\/"},"modified":"2024-04-11T11:23:11","modified_gmt":"2024-04-11T09:23:11","slug":"pension-contract","status":"publish","type":"page","link":"https:\/\/pensioenfondsrobeco.nl\/en\/new-pension-system\/pension-contract\/","title":{"rendered":"Pension contract"},"content":{"rendered":"
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Home<\/a><\/span><\/span><\/p> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n

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Pension contract<\/h1><\/header> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n
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\"pensioenfonds_robeco_1-25-aspect-ratio-1290-332\"<\/div><\/div>
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The premium contract will soon have 2 possible forms<\/h2>\n

The new pension scheme will be a premium agreement the amount of the pension contribution will largely determine what kind of pension you will receive later.<\/strong><\/h4>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n<\/div>\n\n
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This makes it more like the current top-up scheme. The current (basic) pension scheme is a benefit agreement. This means that participants, like you, accrue a pension. You are promised a certain amount when you retire.<\/p>\n

The premium contract will soon have 2 possible forms:<\/p>\n

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  1. The solidary scheme<\/strong>: a new pension contract with 1 investment policy which applies to everyone (collectively). The fund invests the total amount of capital, the total of the individual pension pots, collectively with one collective investment result. The investment result is divided among the participants\u2019 pension pots depending on their age. Risks are shared in a balanced way between generations;<\/li>\n
  2. The flexible scheme<\/strong>: a so-called \u2018improved premium scheme\u2019 in which the accrual and benefit phases are separated and participants have their own accrued pension capital on the retirement date.<\/li>\n<\/ol>\n

    The social partners will decide in the near future which contract will be worked out in more detail.<\/p>\n

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