{"id":8778,"date":"2024-02-01T15:31:13","date_gmt":"2024-02-01T13:31:13","guid":{"rendered":"https:\/\/robeco.catapult.dev\/pensioen-uitruilen\/"},"modified":"2024-04-09T09:03:38","modified_gmt":"2024-04-09T07:03:38","slug":"exchanging-pension","status":"publish","type":"page","link":"https:\/\/pensioenfondsrobeco.nl\/en\/exchanging-pension\/","title":{"rendered":"Exchanging pension"},"content":{"rendered":"
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Exchanging pension<\/h1><\/header> <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n
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Swap partner pension for extra retirement pension<\/h2>\n

You can increase your own pension at retirement by exchanging the partner pension for additional retirement pension. You can then use this higher pension to retire earlier.<\/h4>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div> \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n<\/div>\n\n
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To exchange partner pension, you need your partner’s consent. The reverse is also possible. You can exchange part of your retirement pension for a higher partner pension, provided the partner pension does not exceed 70% of the retirement pension after the exchange.<\/p>\n

The latter can make sense if, for example, you have a new partner after a divorce. For this new partner, the accrued partner pension may be comparatively low, because part of the partner pension has become ‘special partner pension’ to which your ex-partner is entitled. Read more ><\/a><\/p>\n

In the top-up schemes, you have a similar option. On retirement, you can choose to use the accrued capital to purchase only a retirement pension or a retirement and partner pension. Would you like to use the exchange option? Please indicate this 6 months before your desired retirement date by sending an e-mail to robecopensioen@achmea.nl<\/a>.<\/p>\n

An indication of the effects of exchange:<\/p>\n