{"id":8834,"date":"2024-02-02T12:53:52","date_gmt":"2024-02-02T10:53:52","guid":{"rendered":"https:\/\/robeco.catapult.dev\/arbeidsongeschiktheidspensioen\/"},"modified":"2026-02-03T11:20:08","modified_gmt":"2026-02-03T09:20:08","slug":"disability","status":"publish","type":"page","link":"https:\/\/pensioenfondsrobeco.nl\/en\/disability\/","title":{"rendered":"Disability"},"content":{"rendered":"<div class=\"contentblok header has_content\" id=\"block_acf-block-695cefde9b2c7\">\r\n    <div class=\"header_top d-flex flex-column verloop-blauworanje\">\r\n                        <div class=\"breadcrumbs\" data-aos=\"fade-in\" data-aos-delay=\"100\">\r\n                    <div class=\"container\">\r\n                        <div class=\"row\">\r\n                            <div class=\"col-12 col-md-10 offset-md-1\">\r\n                                <p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/pensioenfondsrobeco.nl\/en\/\">Home<\/a><\/span><\/span><\/p>                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                        <div class=\"header_titel\" data-aos=\"fade-in\" data-aos-delay=\"100\">\r\n                <div class=\"container\">\r\n                    <div class=\"row\">\r\n                        <div class=\"col-12 col-md-10 offset-md-1 tekst-white\">\r\n                            <header><h1>Disability<\/h1><\/header>                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div> \r\n                                    <\/div>\r\n    <div class=\"header_bottom\" data-aos=\"fade-in\" data-aos-delay=\"400\">\r\n        <div class=\"header_afbeelding\"><div class=\"container\"><img decoding=\"async\" data-no-lazy=\"1\" src=\"https:\/\/pensioenfondsrobeco.nl\/wpsite\/wp-content\/uploads\/pensioenfonds_robeco_headerbeeld-15-aspect-ratio-1290-332.jpg\" srcset=\"https:\/\/pensioenfondsrobeco.nl\/wpsite\/wp-content\/uploads\/pensioenfonds_robeco_headerbeeld-15-aspect-ratio-1290-332.jpg 1290w, https:\/\/pensioenfondsrobeco.nl\/wpsite\/wp-content\/uploads\/pensioenfonds_robeco_headerbeeld-15-aspect-ratio-1290-332-767x197.jpg 767w, https:\/\/pensioenfondsrobeco.nl\/wpsite\/wp-content\/uploads\/pensioenfonds_robeco_headerbeeld-15-aspect-ratio-1290-332-567x146.jpg 567w, https:\/\/pensioenfondsrobeco.nl\/wpsite\/wp-content\/uploads\/pensioenfonds_robeco_headerbeeld-15-aspect-ratio-1290-332-768x198.jpg 768w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" class=\"img-fluid\" alt=\"pensioenfonds_robeco_headerbeeld-15-aspect-ratio-1290-332\" \/><\/div><\/div>            <div class=\"header_content_container\">\r\n                <div class=\"container\">\r\n                    <div class=\"row\">\r\n                        <div class=\"col-12 col-md-10 offset-md-1 col-lg-8 last_no_margin ruimterechts\">\r\n                            <div class=\"header_content extra_padding\">\r\n                                <div class=\"row\">\r\n                                    <div class=\"col-12 last_no_margin\">\r\n                                        <h2>Suppose you become (temporarily) unfit for work<\/h2>\n<h4>Then arrangements have been made for you by the government, by Robeco and by the pension fund.<\/h4>\n                                    <\/div>\r\n                                <\/div>\r\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div> \r\n                <\/div>\r\n            <\/div>\r\n            <\/div>\r\n\r\n    \r\n<\/div>\n\n<div class=\"contentblok content\" id=\"block_acf-block-695cefde9c78b\">    \n        <div class=\"container\">\n        <div class=\"row row_content\">\n            <div class=\"col-12 col-md-10 col-lg-8 offset-lg-1\">\n                <div class=\"last_no_margin extra_padding\">\n                    <h4><strong>Government<\/strong><\/h4>\n<p>If you are fully or partially disabled for two years in a row, you will come into contact with the UWV (Uitvoeringsinstituut Employee Insurance Schemes). The UWV will then determine the degree of your incapacity for work by means of an examination. Those who are fully or partially incapacitated for work are covered by the WIA (<a href=\"https:\/\/www.uwv.nl\/particulieren\/ziek\/ziek-wia-uitkering\/wia-uitkering-aanvragen\/detail\/wat-betekenen-wia-wga-iva#:~:text=WIA%20betekent%3A%20Wet%20werk%20en,niet%20uw%20oude%20loon%20verdienen.\" target=\"_blank\" rel=\"noreferrer\">Work and Income according to Labour Capacity Act<\/a>). The WIA has two benefit level schemes:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>the IVA (scheme Inkomensvoorziening Volledig Arbeidsongeschiktten) and<\/li>\n<li>the WGA (Regulation for Resumption of Work by Partially Disabled Persons).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>Robeco<\/strong><\/h4>\n<p>As a Robeco employee, you can participate in supplementary insurance, which entitles you to a supplement to your WIA benefit of up to 70% of your last earned salary, with a maximum of the social insurance threshold of \u20ac79,409 (in 2026). If you are unable to work and earn more than the social insurance threshold, you will receive a disability pension. Robeco has taken out insurance for this purpose with Nationale Nederlanden..<\/p>\n<h4><strong>Pension fund<\/strong><\/h4>\n<p><em>Non-contributory continuation of pension accrual<\/em><br \/>\nIs your employment with Robeco terminated due to occupational disability? Then pension accrual under the basic scheme will be continued as long as you are unfit for work. This is done on the basis of the last established pension base (your pensionable salary minus the deductible). If you are partially unfit for work, pension accrual for that part is continued on a non-contributory basis. If the UWV reduces the degree of disability, the non-contributory continuation will be adjusted accordingly. If you are declared disabled for less than 35% by the UWV, further pension accrual stops.<\/p>\n                <\/div>\n            <\/div>\n                            <aside id=\"sidebar_rechts\" class=\"col-12 col-lg-3\">\n\n                <!-- SIDEBAR STANDAARD - MET INLOG BUTTON EN DOWNLOADS -->\n                                <div class=\"sidebar_rechts_algemeen\">\n\n                                            <h4 class=\"tekst-primary\">Arrange immediately?<\/h4>\n                        <p>Log in to My Pension and submit your change to us. You log in quickly and easily with your DigiD.<\/p>\n                        <a href=\"https:\/\/mijn.pensioenfondsrobeco.nl\/portal\/login\" target=\"_blank\" class=\"button button-secondary\">Login<\/a>\n                        <hr>\n                        <br>\n                    \n                                            <h4 class=\"tekst-primary\">Downloads<\/h4>\n                        <ul class=\"sidebar_downloads\">\n                                                            <li>\n                                    <a href=\"https:\/\/pensioenfondsrobeco.nl\/wpsite\/wp-content\/uploads\/Robeco_2026-0041_Arbeidsongeschikt_ENG.pdf\" class=\"tekst-black\" target=\"_blank\">Brochure &#8216;(Temporarily) Incapacitated for work&#8217;<\/a><br>\n                                    <span>pdf 0.77 MB<\/span>\n                                <\/li>\n                                                        <\/ul>\n                                    <\/div>\n                \n      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