Unable to work? Your pension accrual continues

Becoming unable to work has major consequences – for your health, your job and your income. Fortunately, employers recognise this risk and have put appropriate measures in place. Continued pension accrual in the event of incapacity for work is part of the Robeco Pension Fund pension scheme, both now and in the future, when the new pension scheme comes into effect in 2026.

How will it work from 2026 onwards?
In the course of 2026, your accrued pension entitlement will be converted into personal pension capital. The contribution will be invested and your personal pension capital will grow in line with the return achieved and the contribution paid. What if you become incapacitated for work? Even then, you will continue to receive pension contributions, depending on the degree of incapacity for work. You will no longer have to pay any personal contributions yourself. This means that you will still accrue pension even in the event of long-term incapacity for work.

What is the current situation?
Under the current scheme, pension accrual continues (in part) in the event of incapacity for work. If you become ill for a long period of time and receive WIA benefits, your pension accrual will continue without you having to pay any contributions yourself. The amount that continues depends on the degree of incapacity for work determined by the UWV.

For income until retirement date
The pension fund does not pay out disability pensions. However, in the event of disability, you will receive benefits under social insurance legislation, up to a maximum of €75,864. For employees with an income above this threshold, the employer has taken out disability insurance elsewhere.

More information
• New pension scheme: View all information about the transition to the flexible contribution scheme.
• Your situation: Log in to My Pension to view your personal pension situation.
• Questions? Contact us via the contact page.