Choices you can make

During your employment, you can make choices that will make your retirement better for you. And at the time you stop working, you get to choose how you want to distribute your benefits.

Choices during your employment

  • Allocation of the top-up premium
  • Your investment mix
  • Early retirement
  • Additional voluntary contributions
  • Transfer of pension assets
  • Waiving the shortfall pension (Anw-hiaatpensioen)

Choises at the time you stop working

  • A higher pension to start with, then a lower one
  • Swapping a partner pension for an extra retirement pension and vice-versa
  • Temporary benefit possible for your top-up pension
  • Have your top-up pension paid out elsewhere